I’m sure we are all familiar with the frugal tips listed on any “frugal tips” list…such as don’t buy Starbucks, wash on cold/air dry your laundry, bar soap vs. body wash etc. What tip is NOT worth the time or savings, in your opinion? Any tips that you’re just unwilling to follow? Like turning off the water in the shower when you’re soaping up? I just can’t bring myself to do that one…
Edit: Wow! Thank you everyone for your responses! I’m really looking forward to reading through them. We made it to the front page! 🙂
Edit #2: It seems that the most common “not worth it” tips are: Shopping at a warehouse club if there isn’t one near your location, driving farther for cheaper gas, buying cheap tires/shoes/mattresses/coffee/toilet paper, washing laundry with cold water, not owning a pet or having hobbies to save money, and reusing certain disposable products such as zip lock baggies. The most controversial responses seem to be not flushing (“if it’s yellow let it mellow”) the showering tips such as turning off the water, and saving money vs. earning more money. Thank you to everyone for your responses!
Visiting from Japan (I’m a US citizen living in Japan)
My 15 month old has a fever of 101. Brought him to a clinic expecting to pay maybe 100-150 since I don’t have insurance.
They told me 2 hour wait & $365 upfront. Would have been $75 if I had insurance.
How do people survive here?
In Japan, my boys have free healthcare til they’re 18 from the government
Sometimes companies have a higher price for their products even when there is no increase in quality. Sometimes there is a noticeable increase in quality.
What are some every day purchases that you shouldn’t cheap out on?
One that I learned recently: bin bags.
For me it’s my rain coat. Spending a little extra to stay warm and dry was so worth it.
This post is brought to you by the 55 gallon drum of Christmas decorations next to my neighbor's trash can.
Maybe a specific food/drink or something relating to a hobby? I used to drink a maybe an off brand diet coke every other day but I can feel that I probably need to give that a rest.
Whether its because there are cheaper alternatives, its a luxury with plenty of higher priorities for your spending, or merely the principle of not rewarding corporate greed.
I've been frugal most of my life. I resolved at 20 to become financially independent. I owned my first house outright by age 30 and was paying down a second mortgage on a rental property. I've made a life-long game of seeing how cheaply I could live and how much I could do without. I saved my vacation time at work so I could be paid for it instead. But now that I'm retired and getting older (63), not only am I finding that my money isn't making me happy -- pandemic shutdowns, runaway inflation, and the outrageous housing market in the last couple of years isn't helping -- but I regret not enjoying it more when I was younger. Additionally, now that I'm old enough to look around at various retirement benefits, I'm realizing how much is offered for free to those with lower incomes and assets. Of course, if you're VERY rich, you're good, but I'm somewhere in the middle: not rich enough to never worry about money again, but too "rich" to take advantage of the great programs and perks.
while trying to be frugal, one endeavors to save as much money as possible, my question is what are some of the things that you just cannot be frugal about? it was a discussion we had at work, My personal one is TP, i can't stand 1-ply, must have a certain kind of quilted 2-ply. i've tried but i just can't do it. i'll pay the $4 difference for a 18 pack, what are some of the things other people must have? i can't be the only one
Is that weird?? I cook from scratch a lot and the rare times I want to eat out, I go to the restaurant and get it or eat there. I see zero point in paying a lot of extra money to have it delivered.
I’ll start…big into cooking so…
- Bread (all types)
- Tzatziki sauce
- Any Chinese food
Hi. I seem can't understand where people getting money from!
Let me explain. I'm 40, and all my life I got a very good (I think so) salary and live a modest/frugal life. I do not buy expensive things, I do not blow my money in bars or restaurants. I buy used electronics and furniture, my car is 20 years old, and I do not have any loans or mortgages. I rent a tiny apartment. And I think I have a pretty good relationship with my money. And at the same time, where the hell do they all go?
I have a YNAB and I see where my money goes, but I cannot stop them go where they are going, cus they pay for my life.
And what is more mind-boggling is how people around me with less salary and with a bunch of children, managed to have expensive cars and new TV (I found mine in the trash, pretty happy about it), big houses (I guess it's a mortgage topic, we can skip?) and other stuff?
Do they actually have huge debts and struggle every day? Do they just have expensive cars and barely can afford the rent for next month? Or can't they just afford anything else and seat home every day until the next paycheck? Or do they actually have a bunch of money they know how to get? Side hustle? Do they cheat somewhere? STEALING?
What is up? Did I miss some simple secret in life everyone is aware of? Help!
Eggs have jumped 2 dollars a dozen since last week. These were my cheap protein. Now what?
I'm all from being savvy on my shopping cart and not spend money where I dont need too, but i'm seeing so many shopping pics that lack basics like vegetables and fruit and are loaded on processed foods. Its great you can save some pennies on that, but it will come back at you through a bigger health bill. Be wealthy but not at the expense of being unhealthy. It's a balance.
UPDATE edit 1/30/23
I called the restaurant and spoke with the owner. He was happy I found the deal and told me to bring as many people I want and we can use 1 groupon per person so if I have 6 and 6 people - using 6 Groupons for one check is totally fine and he is looking forward to our return visit.
I love sushi and Omakase in particular. A new restaurant came across my social and when I checked it out online and looked for reviews I found a Groupon deal for their Omakase service.
$64 - 15 course Omakase and includes unlimited sake and beer.
Plus Groupon had an additional 20% off bringing it to $51 which is a tremendous value.
They allow a max of 3 per person to be purchased and expires in July. I bought 2 for me and my wife, made a reservation that same day and we really enjoyed it. We gave them the groupon at the end of the service and tipped based on the full value of the service (not the Groupon discounted value)
We have family coming into town and this would be a great place to bring them - I already made the reservation. So my wife had the idea to buy more Groupon deals. She bought the max of 3 as did my two daughters and I bought my last 1. So now we have 10 Groupons for this restaurant. 6 will be used when the family comes into town and then the other 4 for hanging with my wife, friends and family. I told all my friends, family and the wife’s friends about the deal and the special extra 20% and they all picked up 3 for one date night and one hanging with the friends.
I feel hella guilty about this because I know groupon takes about half that. But then at the same time we are not doing anything they don’t allow. I mean they are for sale and they have a max of 3 per person. I want to convince myself it’s marketing sunk costs and I’m actually bringing them new customers. But now I feel like I’m going to be known as the groupon guy.
Should I feel this guilt?
Discussion 💬 Would you move from a studio to a 2 bedroom apartment with a roommate if it means saving an extra $200/month?
I’ve been working in my first job out of college since last summer in a new city. I subletted a room in a 4 bed / 1 bath apartment on my first month for $750; and it was HELL. All four of us were subletting that month; the kitchen and bathroom were a mess the entire time. I was initially planning to settle in a 2 bedroom apartment afterwards, but I opted for a studio after this ordeal.
That was seven months ago, and I’ve been living in a studio for $1200/month for the past six months. My lease ends in July, and I am considering moving to a 2 bedroom apartment to save a little bit more money each month.
I am currently saving between 45% and 50% of my monthly take-home pay. In that regard, I will save an extra $200/month (at minimum, perhaps up to $250 at best depending on wifi and gas) in rent & utilities by living with a roommate. Would you make this move for an exta $200 a month in savings?
Discussion 💬 What are your favorite foods that meet ALL of the following criteria: cheap, easy/fast, tasty, and healthy?
It has been my experience that you very often have to sacrifice at least one of these factors when preparing food.
You want easy/fast, tasty, and healthy? Go to a nice grocery store and get one of those prepackaged dinners that you just stick in the oven/microwave. Not going to be cheap though.
You want cheap, tasty, and healthy? Make a chicken gumbo. No one ever said creating a perfect roux is easy/fast though.
You want cheap, easy/fast, and healthy? Open a can of "no salt added" spinach and a can of "no salt added" beans. Not exactly the tastiest food ever though.
You want cheap, easy/fast, and tasty? The fast food dollar menu is right around the corner. Not what most people would consider healthy though.
You see my point. I guess you could potentially argue in favor of a microwave baked potato? Definitely cheap, easy/fast, and healthy, but the tasty factor is still debatable if you're not pairing it with something else.
So I ask you: what are your favorite foods that meet ALL four of these criteria?
Discussion 💬 Does anyone else squeeze toothpaste tubes flat and slosh water in “empty” detergent bottles?
Yes, the savings is only pennies but why not use it all? Plus it delays the hassle of shopping for more.
I’m curious if anyone else has noticed or experienced this or the opposite in their daily lives. I’m a single mom who just moved into a studio with a two year old. I have been making vegan meals at home and have found that I’m not experiencing the same grocery prices as my friends and family. Can anyone else attest to this or the opposite?? I’m curious to know if this is just regional or what. It used to be pretty expensive (from my perspective) which is why I never made the switch. Curious about y’all’s opinions.
Cool, prices went up.
What can we do about it? Nothing.
Carry on, there are far more better things to obsess over
Discussion 💬 Saving water by not flushing the toilet each time? Anyone else do this, especially if you live on your own.
If its yellow: let it mellow, if it's brown : flush it down. Does anybody else subscribe to this advice?
Discussion 💬 This chart shows the average retirement age in every state and the savings needed for a comfortable retirement.
Discussion 💬 Is it too much/tacky to take complimentary items when on vacation? (Tea bags, jams, honey, etc)
EDIT: I’ve gotten a lot of perspectives and feedback from this sub. I appreciate the thoughtful responses. It’s important to be a good human. Be frugal but don’t take more than you need, at the detriment to others. Happy Holidays & Cheers, everyone.
I’m currently traveling for the holidays with my partner. Occasionally, we get to go for food where there’s a self serve coffee bar or we have a complimentary assortment in our hotel room. I was raised to always take (not too much mind you) and save for later. I love taking just a few high quality tea bags if they’re self serve at a hotel or airport coffee station. My boyfriend finds it “tacky”, but I don’t think it’s an issue when it’s abundant and you handle it tactfully (taking a couple underneath your plate/napkins), not taking a giant handful etc.
Wonder who else deals with this or has any thoughts